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Chapter 13

Can changing credit card habits prevent debt?

Credit cards pose one of the biggest sources of debt in America, alongside debts related to schooling or medical bills. Fortunately, credit card debt is one thing that you have control over. In fact, simply changing your spending habits and the use of your credit card...

What are the basics of a Chapter 13 repayment plan?

The main difference between Chapter 7 and Chapter 13 bankruptcy is that by filing for Chapter 13, you can avoid liquidating assets. Instead, you will come up with a repayment plan that will pay off most of your debts. If you complete the plan, your bankruptcy judge...

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